Secured Business Loans

A secured business loan is a type of financing where you use an asset as collateral. This is typically residential or commercial property, although other valuable assets—such as equipment or inventory—may also be accepted, depending on the lender and asset value. 

The collateral reduces the risk for lenders, often resulting in lower interest rates, longer terms, and higher loan amounts.

This is an attractive choice for businesses looking to fund major projects or expand operations while leveraging their existing assets to reduce repayments.